“ Wealth, like happiness is never attained when sought after directly. It comes as a byproduct of providing useful service. – Henry Ford “
Savings definitely finds a place in the lives of many individuals, if not all. Whether you are a salaried employee or a businessman, savings is automatic by way of provident fund contributions or setting aside for emergencies as the case may be. Just saving will not suffice.
The tricky part is answering the following questions . . .
Am I saving enough ? Am I choosing the right instruments to save ? Will my saving take care of inflation? What portion of my saving should be allocated to real estate ? Should I go for gold ETF or a gold chit ? Why should I buy a term insurance ? Will declaration of nominee in my savings take care of succession planning ? . . .
This is where a need based approach makes more sense.
Our Comprehensive Financial Planning service does exactly the same. We first take a look at your goals and dreams in life, prioritize them, understand your risk tolerance, fund your goals with existing savings & investments, address the deficit, balance your assets and allocate based on your risk score, prepare a goal guide & review the prepared plan once a year to keep track.
How does this help you ?
Creating a comprehensive financial plan helps you to
This service includes,
Note : Execution services will be provided by our associate Mr R Ganesh, who is a certified personal financial advisor (CPFA). The decision to avail his services is up to you and not compulsory.