Financial Products basket now looks like a super market with plenty of products to choose depending on an individual’s needs. There are all kinds of product pushers or promoters in the market, delivering you products for wrong reasons. They are motivated more by their commission structures. As quoted in a recently held forum “It looks like investors exist to serve intermediaries”. It should be the other way round, rather.

Since products are getting more and more complex, investors need to look for financial planners with wide knowledge, who can de-structure the complex products and simplify the concepts. We, as Financial Planners, are better equipped to tell the investors that their money is well invested in the right product, for right reasons with a reasonable understanding of risk and returns.

• What is the rate of return I can expect out of a financial instrument?

• How long should I hold on to the investment?

• Will it serve my need/purpose?

To get an answer to these questions, get in touch with us.